It doesn’t have to be this way-in fact even if you started planning 30 years too late, NOW is still the best time. Even if you are 5-10-20 years from retirement with the right strategy-you are still able to accumulate towards your “number” whether that’s $500k, $1MM, $3MM or more. How do I know? That’s a great question...

I’m Ali Mueller

I’ve been working at this for more than 10 years, and in fact, many of my clients are just like one of my clients Alex, who started planning at 58. He thought ”it’s too late for me”, but with the right guidance and plan, WE figured out how he could make certain shifts, easy shifts, right now that would set him up at the age of 65. And in fact, he’s going to keep the same lifestyle that he’s had during his working years, even when he is no longer working! When we started, he was afraid to ask the questions or even look at the numbers. He believed he was behind, way behind after paying for his medical training, student loans and then trying to catch up on “having a real life”. So how did he get out of his own head and finally take steps to get the answers-when he wasn’t even sure what the questions were…

So here's three people that have taken the X- Ray™:

For ALL 3 of these cases, the Financial X-Ray™ was the starting point) Just like the GPS on your phone, it doesn’t work if the location(where you are NOW) isn’t turned on.

Did you know? If you retire at 65-

The truth is that you really need 22 years or more of income to make it through retirement.(assuming age 87 life expectancy) Who is paying for that 22 years? Think about it-will the pile of cash you are growing last you for 22 years? Don’t you want an income stream that lasts the rest of your life? What about inflation? What about taxes? How does Social Security play in the picture. All of these things are parts of your Financial X-Ray™. If they aren’t included in your current plan, then aren’t you missing body parts or have potential holes in your X-Ray? Just like your body not working well if it is missing key parts or has gaping holes in it, neither is the financial view of your future. 

I realized if you really want to know now if you are going to run out of money-you need a way to see it clearly. Get rid of the spreadsheets (although I do love a good spreadsheet!), and the financial double talk and just show you the money and how it works.

If you truly want to set yourself up to have a successful retirement life that doesn’t stress you out, interfere with your work or family life, then you need to get some answers NOW.

I created this entire system to find real change and help as many people as I possibly can. 

Don’t you want to know if what you are doing is going to work?

What you'll get:

• One-on-one consultation/discussion and presentation of your customized case 
• Clarity- Know if you are on track, ahead, or behind -Know now with time to re-adjust!
• Clear, simple-to-read report after/from consult including your data, current condition and prognosis(what it’s going to take) to hit/meet your retirement goals
• Result: Identifying your answers to the 4 most Important Financial Questions

Amount to save:
Do you know how much you need to be saving on a monthly or annual basis to accumulate enough money by your retirement to live at the same standard you are enjoying today?

When to Retire:
Do you know how long you will need to work before you can retire and have enough money to live until your life expectancy?

Rate of Return:
Do you know the Rate of Return you need to earn on your savings and investment dollars to be able to live in the future like you live today, adjusted for inflation, and have enough money to last until your life expectancy?

Retirement Lifestyle:
Do you know how much you will have to reduce your future standard of living during retirement if you don’t do something different than you are doing today?

Education on important financial questions such as: 
How will taxes affect my retirement?  Can avoiding the losses be more valuable than picking the winners?  Should I pay off my house?  When should I take Social Security?  Am I really saving taxes in my 401k/403b/IRA?  Can I fund my retirement similar to a mortgage using bank leverage?  What do I need to know about having an Estate Plan?  What should I consider when I am negotiating a new position?  How to plan for disease, death and other untimely disasters?

The course includes:

• 9 educational modules based on the book “9 Money Mistakes Doctors Make” by Dr. Vicki Rackner
• Each module focuses on a specific Money Mistake
• YOU choose the topic-focus on that module
• Short video format for each module includes educational videos to learn how to avoid each money mistake
• Additional materials and worksheets to reinforce concepts?

Bonus Course Module-
How YOUR money works!

Your comprehensive Financial Vision Planner aims to empower you with the knowledge and tools needed to take control of your financial future, eliminate stress, and work towards achieving your financial dreams. Whether you are planning for retirement, saving for a big purchase, or securing your family's financial future, this planner is your roadmap to success.

1. Identify Concerns: Pinpoint your worries and anxieties to address them effectively. 
2. Prioritize Goals: Use our worksheet to define what's really important to you and align them with your goals and your money.
3. Simplified Learning: Engage with Dr. Vicki's Cartoon for easy-to-understand aspects of your finances.
4. Cost Analysis: Discover how common financial advice may be costing you now and in the future.
5. Key Questions: Understand what the 4 most important financial questions are and their impact on your future so that you can make adjustments now to get on course to your desired financial destination.
6. Risk Assessment: Assess your risk tolerance to align your investments with your goals.
7. Budgeting:  Identify your monthly spending in order to manage your finances and track your expenses and savings.
8. Avoid Mistakes: Gain direction by identifying where you are currently on the 9 money mistakes.
   Fortress-Needs Work-Needs Immediate Attention?
9. Wealth Assessment: A place to gather your data and understand your current financial status to continue building your wealth.
10. Actionable Steps: Your takeaways from the guide and your next steps to move
    forward on your financial goals.

Your Financial Vision Planner is your roadmap to financial success, tailored to your unique needs and aspirations. It simplifies complex financial concepts, helping you take charge of your financial future confidently.

Your Money Supply Chain™ Treatment Plan Includes:

After completing your Financial X-Ray™ identifying strengths and weaknesses

• One-on-one consults together (Zoom) as required to develop your Treatment Plan
• My expert team and I research and work to create alternative solutions in line with
  your unique desires and dreams
• With you, present and discuss options to add additional income or years of income
  for retirement and/or legacy planning
• We produce a customized strategy plan integrating timing, combining and
  sequencing that optimizes your Money Supply Chain™ for life. A documented plan
  that you can take with you
• Implementation on your own or with assistance